Credit Builder

Looking for an alternative?

Southwest Financial Federal Credit Union realizes some of our members could benefit from a loan that could help build credit.

Introducing the Credit Builder Loan

You can finance up to $1000, with a loan term not to exceed 12 months. There is no verification of creditworthiness. 

How the Credit Builder Loan works.

When the loan is granted half of the loan proceeds will be placed in a special account and those funds will be unavailable to the members until the loan is paid in full. Account will continue to earn interest. 

There is an application fee of $25, with an interest rate not to exceed 28.00% APR*. Go to SWFinancial.org/credit bulder for details. Restrictions apply.

 *APR=Annual Percentage Rate