Many financial institutions have altered the terms of their credit card agreements to bolster fees, or to increase interest rates while charging "new" fees. Recently, there was a large bank that re-instituted an inactivity fee of $19 a month! To learn more about factors to consider when applying for or using a credit card, visit the Federal Reserve Board website.
Credit cards are accepted around the globe and down the street. They are necessary, but you have to be wise in choosing the best credit card for your financial peace of mind. Research what SWFFCU has to offer and See the Difference.
Some of the perks of a Platinum VISA Credit Card from SWFFCU include:
- No annual fee
- Rates as low as 8.99% APR*
- Accepted at millions of locations worldwide
After Hours Lost/Stolen (800) 682-6075
Card Activation (800) 411-6390
To Verify your Visa card, please click here.
To make a payment: To avoid finance charges on your Southwest Financial Federal Credit Union credit card, please make your payment by the ninth of the month.
Credit card payments are to be mailed to 7610 Stemmons Frwy., Suite 110, Dallas, TX 75247, or set up a bill pay or transfer from our eBranch for convenience and security.
Recent regulatory changes has altered credit card practices.
Your credit card company must mail or deliver your credit card bill at least 21 days before your payment is due. In addition:
Your due date should be the same date each month (for example, your payment is always due on the 12th or always due on the last day of the month).
Southwest Financial Federal Credit Union offers our members a 28 day grace period before your payment is considered late.
*APR=Annual Percentage Rate. Rates may vary based on creditworthiness. Terms subject to change without notice. See credit union for details.