Auto Loans

That’s why Southwest Financial auto loans work through credit challenges with you, offer flexible terms and keep rates competitive.

And those benefits don’t just apply to buying a new or used car! Refinance your car and see more destinations in that trusty vehicle you love while paying less for it.

Even better, lower your rate up to 1% APR* and extend your term by six months if you purchase our protection products. Protection products are optional and include:

Guaranteed Asset Protection (GAP) – Helps you cover the difference between what your insurance pays on a stolen or totaled vehicle and what you still owe on your loan.

Extended Warranty – Never pay for expensive repairs again, and stay on track financially without any unwelcome surprise costs. Learn more about an extended warranty by contacting a Member Opportunity Specialist.

Life Protection – Life can be unpredictable, but your loved ones shouldn’t have to worry about your covered loan. If you pass away, Debt Protection may cancel the remaining eligible loan balance, helping provide financial peace of mind for those you leave behind.

Disability – An unexpected disability can make it difficult to keep up with monthly expenses. Debt Protection may help by canceling eligible loan payments for a specified period if a covered disability prevents you from working.

Involuntary Unemployment – Losing your job unexpectedly can put added pressure on your finances. If you become involuntarily unemployed through no fault of your own, Debt Protection may help by canceling eligible loan payments for a specified period while you get back on your feet.

Family Leave – Taking time away from work to care for a loved one can be both rewarding and financially challenging. Debt Protection may help ease the financial burden by canceling eligible loan payments for a specified period during qualifying family leave.

Dent Guard and Automobile Deductible Reimbursement – Keep your vehicle looking as good as new with unlimited paintless dent repairs and no deductibles to show for it! Learn more about Dent Guard Ultra by contacting a Member Opportunity Specialist.

Don’t want to waste time in the dealership’s finance department?  Ask about our Digital Auto Check vehicle buying process.

Get a lot more, pay a lot less and keep moving in the right direction with a Southwest Financial auto loan!