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Checking Accounts

Your checking account is your “everyday account.” Your paycheck goes into it, you use it to pay the bills and you expect your money to be easily accessible.

No matter what direction you’re heading on any given day, Southwest Financial checking accounts give you a convenient experience. There are four checking options, all designed to make your life easier!


Better Than Free Checking

Better Than Free Checking is your standard, everyday account. It’s free to use and your first box of checks is included!


Checkless Checking

Checkless Checking is great for those rejected elsewhere. There are no checks, but you get to bank while forming a strong relationship with us.


On My Own (OMO) Checking

On My Own (OMO) Checking is perfect for 15-21 year olds learning the basics of finance.


Select Checking

Select Checking is great for members 50 or older, and it comes with one free box of checks a year.


All four checking account options have these benefits:

  • Overdraft protection using your savings balance to protect you from unnecessary fees
  • Inclusive banking with no monthly service fees
  • Convenient account access online or through the mobile app
  • Debit card spending controls and fraud protection with the CardValet app
  • One-stop-shop banking with bill pay, eStatements and more!


High Yield Checking

Do you want a checking account that goes the extra mile? One that not only protects your money but grows it too? If so, check out our high yield checking account.

Southwest Financial’s high yield checking account rewards you with 3.25% APY* on whatever you deposit. That means any money left in your account after bills get to grow at that rate!

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Want to learn more about these products? Text us at 214.613.0834

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