Current Promotions

Vacation Loans – Trade Overtime for Ocean Time

A Vacation Loan is an affordable way to pay for a vacation. With rates as low as 9.99% APR*, you can make a low monthly payment and have the loan paid off possibly before your next vacation.

1. Easy online application
2. We’ll work with you on a payment that fits your budget
3. Receive the money quickly
4. Make memories that will last long after you pay off your loan

Apply today!

*APR = Annual Percentage Rate. Rate and loan approval based on credit worthiness. Must be eligible for credit union membership. Offer expires July 31, 2026.

Watch webinars for a chance to win $1,000

From June 1st through August 31st, 2026, you can attend Balance’s free financial wellness webinars and be entered for the opportunity to win the grand prize of $1,000.

Each session is designed to provide practical, real-world guidance to help you strengthen your financial knowledge, make informed decisions, and take meaningful steps toward your goals.

How it works:

• Register for any webinar in the series below

• Attend the full session and opt in to the sweepstakes

• Earn one entry for every completed webinar — the more you attend, the more entries you receive

• At the end of the sweepstakes period, one winner will be chosen at random

Upcoming Webinars:

• Foundations of Financial Wellness – Wednesday, June 3, 2026 at 10:30 AM or 2:00 PM PST
https://bit.ly/FoFW2026

• Mindful Money: Financial Decisions with Intention – Wednesday, July 8, 2026 at 10:30 AM or 2:00 PM PST
https://bit.ly/MindfulMoney2026

• Money Scripts and Biases: Understanding Your Financial Story – Wednesday, August 5, 2026 at 10:30 AM PST or 2:00 PM PST
https://bit.ly/MoneyScripts2026

Webinars are free. Good luck!

Refer a Member and Receive a $25 Referral Bonus

If you love Southwest Financial, please let your family members and co-workers of an affiliated company know that they can enjoy better banking with us too. If they become a member, we’ll pay you a $25 referral bonus*. All they have to do is complete a membership application online and enter your name in the “Referred by” field. Refer as many people as you want. We have no limit on the number of people who are welcome to have a better banking experience.

*Must be eligible for membership to become a member of Southwest Financial. Referral bonus will be deposited to the referring member’s share account within two weeks after the new member’s account is established.

Love My Credit Union Rewards for Exclusive Savings

Take advantage of your Love My CU Rewards membership benefit to save money on all kinds of non-credit union services, like:

• Cell phone carriers
• Income tax services
• Home tech protection
• Insurance
• And more

Love My CU Rewards is another perk of your membership with Southwest Financial.

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Maxx Savings

Introducing the Maxx Savings Account – your gateway to maxximizing your savings! Enjoy an impressive APY* of up to 1.75%, the highest in our savings lineup. Start saving smarter today and watch your money grow with Maxx Savings.

The more you save, the more you earn:

• Start earning at $2,500, earn up to 1.75% APY*
• Up to 3 free withdrawals per month
• Easy account access through digital banking

Whether you’re saving for a rainy day, a big purchase, or your long-term financial future, our Maxx Savings Account can help you get there faster. Step up your savings and open your account today!

*APY=Annual Percentage Yield. Minimum balance of $75,000 or more to earn 1.75% APY. Maxx Savings Account is limited to three withdrawals per month, additional withdrawals will incur an excessive withdrawal fee. Dividends are tiered based on the account balance.