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Current Promotions

Check out our current promotions. Guaranteed to put a smile on your face!

Holiday Skip-a-Payment to Help With What Matters Most

Skip your Southwest Financial loan payment this holiday season and make room in your budget for the traditions that matter most. If your loan qualifies, you may skip your November, December or January payment in three easy steps.

1. Complete the Skip-a-Pay form online
2. Be sure to include the month and loan(s) you’d like to skip.
3. The $30 processing fee per loan will be deducted from the available funds in either your Savings or Checking account.

Skip the payment. Focus on what matters most.

Do holiday expenses leave you feeling like a Scrooge sometimes?

A Holiday Loan can help relieve some of the financial stress of this time of year.

At a rate as low as 9.99%* APR, you’ll have the extra money you need for gifts, entertaining, travel or anything else on your holiday list.

Plot Twist: Your Auto Loan Pays You $250

This is a plot twist you’ll love. We’ll give you $250 when you Finance a new or used vehicle with Southwest Financial, or refinance your current auto loan from another lender. And that’s just the beginning.

You also get:

Affordable Payments – We’ll help you find the payment and term most comfortable for your budget.

All Credit Types Welcome – We understand unique credit situations.

Digital Convenience – Apply and e-sign with ease.

Loans less than $10,000 and loans currently financed at Southwest Financial do not qualify. Eligibility for loan is based on creditworthiness. Cash of $250 is deposited into savings account when member retains qualified loan with us for 60 days. Must be at least 18 years old to qualify. Offer expires November 30, 2026.

Refer a Member and You Both Receive a $50 Referral Bonus

November only! Refer a member this month. If they join, we’ll pay you a $50 referral bonus* and make an opening deposit of $25 into their new account. If they open a checking account with full direct deposit, we’ll give them an additional $25.

All they have to do is:

  • Complete a membership application online
  • Enter your name in the “Referred by” field
  • Use promo code THX50

Refer as many people as you want. We have no limit on the number of people who are welcome to have a better banking experience.

*Must be eligible for membership to become a member of Southwest Financial. Referral bonus will be deposited to the referring member’s share account within two weeks after the new member’s account is established.

Love My Credit Union Rewards for Exclusive Savings

Take advantage of your Love My CU Rewards membership benefit to save money on all kinds of non-credit union services, like:

  • Cell phone carriers
  • Income tax services
  • Home tech protection
  • Insurance
  • And more

Love My CU Rewards is another perk of your membership with Southwest Financial.

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Maxx Savings

Introducing the Maxx Savings Account – your gateway to maxximizing your savings! Enjoy an impressive APY* of up to 1.75%, the highest in our savings lineup. Start saving smarter today and watch your money grow with Maxx Savings.

The more you save, the more you earn:

  • Start earning at $2,500, earn up to 1.75% APY*
  • Up to 3 free withdrawals per month
  • Easy account access through digital banking

Whether you’re saving for a rainy day, a big purchase, or your long-term financial future, our Maxx Savings Account can help you get there faster. Step up your savings and open your account today!

*APY=Annual Percentage Yield. Minimum balance of $75,000 or more to earn 1.75% APY. Maxx Savings Account is limited to three withdrawals per month, additional withdrawals will incur an excessive withdrawal fee. Dividends are tiered based on the account balance.

Want to learn more? Text us at 214.613.0834