Rates
Account Rates
Rates for savings and checking are effective as of September 1, 2023. Savings rates are based on a tiered system, see credit union for details.
Checking
Account | APY** | Minimum to Earn Yield |
---|---|---|
Better Than Free | .25% | $500 |
Checkless | N/A | N/A |
OMO | N/A | N/A |
Select | .25% | $500 |
Savings*
Account | APY** | Minimum to Earn Yield |
---|---|---|
Primary | Up to 1.50% | $500 |
Start Smart | Up to 1.50% | $25 |
OMO | Up to 1.50% | $25 |
Select | Up to 1.50% | $500 |
Holiday Account | Up to 1.50% | $500 |
Share Certificates (CDs)*
Account | APY** | Minimum to Earn Yield |
---|---|---|
12 month | 4.75% 4.80% 4.86% 4.90% | $500 $25,000 $50,000 $100,000 |
24 month | 4.80% 4.86% 4.90% 4.95% | $500 $25,000 $50,000 $100,000 |
36 month | 4.86% 4.90% 4.95% 5.00% | $500 $25,000 $50,000 $100,000 |
Individual Retirement Accounts (IRA)*
Account | APY** | Minimum to Earn Yield |
---|---|---|
Savings | Up to 1.50% | $500 |
12 month | 4.75% 4.80% 4.86% 4.90% | $500 $25,000 $50,000 $100,000 |
24 month | 4.80% 4.86% 4.90% 4.95% | $500 $25,000 $50,000 $100,000 |
36 month | 4.86% 4.90% 4.95% 5.00% | $500 $25,000 $50,000 $100,000 |
Loan Rates
Rates for loans effective as of December 18, 2023
New Mortgage
Auto Loans
Loan | Term | APR* |
---|---|---|
New Auto | Up to 72 months | As low as 5.33%* |
Used Auto | Up to 72 months | As low as 5.33%* |
Refinanced Auto | Up to 72 months | As low as 5.33%* |
Motorcycle | Up to 72 months | As low as 5.33%* |
Boat | Up to 120 months | As low as 5.33%* |
RV | Up to 120 months | As low as 5.33%* |
Auto Loan Rate Buydowns
Rate Breaks | Rate |
---|---|
Auto Pay | .10% |
Checking Account | .15% |
GAP | .10% |
Ext Warranty | .25% |
Credit Life | .10% |
Credity Disability | .20% |
Dent Guard | .10% |
Credit Cards
Card Type | APR* |
---|---|
Platinum VISA | As low as 8.99% |
Rewards VISA | 17.99% |
Personal Loans
Loan Type | APR |
---|---|
Signature Loan | As low as 9.99% |
Hassle Free Loan | 17.99% |
Share Secured | Variable |
Home Equity Loans
Term | Rate |
---|---|
5 years | as low as 6.89%* |
10 years | as low as 7.14%* |
15 years | as low as 7.39%* |
*Rates are based on lien position |
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan
**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
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